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REBATE GUIDE
Rebate Guide

Massachusetts Insulation Rebates

Mass Save may cover 75–100% of insulation costs for eligible Massachusetts homes. Here's what's covered, how to access it, and why insulation often comes before a heat pump.

High confidenceLast checked: April 20252 official sources
Quick Answer

What insulation rebates are available in Massachusetts?

The primary insulation rebate available to Massachusetts homeowners is through Mass Save, administered by your electric utility (Eversource, National Grid, Unitil, Cape Light Compact). Mass Save typically covers 75% to 100% of the cost of attic insulation, basement and crawlspace insulation, wall insulation, air sealing, and related weatherization work. The exact coverage depends on your utility, home type, income band, and the results of a no-cost Home Energy Assessment. A federal 25C tax credit (30%, up to $1,200/year for insulation and air sealing) can generally be stacked on top.

Insulation rebate rules, coverage tiers, and eligibility requirements vary by utility and change over time. Always verify current program details with your utility before assuming eligibility.

Massachusetts HVAC Rebates 2025 Mass Save overview
Coverage Detail

How much does Mass Save cover for insulation?

Mass Save typically covers 75% to 100%of insulation costs for eligible Massachusetts homeowners, depending on your utility, home type, and income band. A no-cost Home Energy Assessment is required first to identify what's needed and unlock the rebate. Insulation and air sealing are often done together and may significantly reduce heating and cooling costs.

What insulation types are covered?

Attic insulation
Most common and highest-impact measure
75–100% of cost
Basement or crawlspace insulation
Often bundled with air sealing
75–100% of cost
Wall insulation (dense-pack)
Varies by utility and home type
75% of cost typical
Air sealing
Typically done with insulation
75–100% of cost
Knee walls and rim joists
Part of comprehensive weatherization scope
75–100% of cost
Why insulation should come first

Insulate before you install a heat pump

A well-insulated home requires a smaller, less expensive heat pump system — saving money on both the equipment and the rebate application. Insulation is often covered at 75–100% through Mass Save, making it one of the highest-ROI first steps a Massachusetts homeowner can take.

Reduces required system size (saves $1,000–$5,000 on heat pump cost)
Improves heat pump efficiency and comfort
Often required before accessing whole-home heat pump rebate path
Qualifies for federal 25C credit (30%, up to $1,200/year) in addition to Mass Save

How to access insulation rebates

1
Schedule a no-cost Home Energy Assessment
Contact your utility or use the Mass Save website to book an assessment. This is required for most insulation rebates.
2
Receive your home assessment report
The assessor will identify opportunities and confirm what rebates you're eligible for.
3
Choose a Mass Save participating contractor
Work must be done by an approved contractor to qualify for rebates.
4
Rebate is applied at time of service or via mail-in
Rebate application process varies by utility. Your contractor typically handles this.
Common Question

Can I use my own contractor for Mass Save insulation work?

No. To receive the Mass Save insulation rebate, work must be performed by a Mass Save–approved participating contractor. You cannot hire a contractor of your own choosing and apply for the rebate after the fact. After your no-cost Home Energy Assessment, the assessor will provide a referral list of approved contractors in your area. You can also search for participating contractors on the Mass Save website by zip code.

The federal 25C tax credit (30%, up to $1,200/year for insulation and air sealing) does not require a Mass Save–approved contractor — that credit applies to any qualifying insulation work, regardless of program participation.

Air sealing rebates Insulation vs heat pump first? Massachusetts HVAC Rebates 2025 Heat pump calculator Mass Save overview
Source-backedMassachusettsLast reviewed: April 2025
Program:Mass Save is administered by participating Massachusetts utilities (Eversource, National Grid, Unitil, Cape Light Compact) under Massachusetts Department of Public Utilities oversight. Rebate tiers and eligibility criteria vary by utility.
Federal:IRS 25C (heat pumps, insulation) and 25D (battery storage) tax credits apply to many Mass Save-eligible upgrades and are generally stackable with state rebates. Verify with a tax professional.

Not a government website. Not affiliated with Mass Save, any Massachusetts utility, the IRS, or any state agency. Rebate program rules, tiers, and amounts change without notice — always verify current eligibility with your utility or the Mass Save website before treating any estimate as confirmed.

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Apr 2025
Apr 2025