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REBATE GUIDE
Insulation Rebates

New York Insulation Rebates

What NYS Clean Heat covers for attic, wall, and basement insulation in New York — and why insulation is typically the best first upgrade before a heat pump.

High confidenceLast checked: 2026-05-283 official sources
Quick Answer

What insulation rebates are available in New York?

New York homeowners can access insulation rebates through NYS Clean Heat for attic, wall, basement, and crawlspace insulation. Typical coverage: $2,500–$3,000. Air sealing is often done at the same time, with typical coverage: $2,500–$3,000. A no-cost home energy assessment is generally required first. Work must be performed by a program-approved contractor.

Amounts are estimates. Verify with your utility or NYS Clean Heat before assuming eligibility.

Why insulation should come first in New York

Smaller heat pump needed
A well-insulated home requires a smaller heat pump to maintain comfort, which means lower equipment cost and sometimes higher rebate-to-cost ratios.
Required for top rebate tiers
Many New York whole-home heat pump rebate tiers require weatherization completion before approval. Completing insulation first unlocks the highest rebate path.
Faster payback
Insulation reduces heating and cooling loads year-round. Combined with a heat pump, you get compound savings — the pump runs less because the home retains heat better.
High rebate coverage
NYS Clean Heat typically covers a high percentage of insulation project costs. For many homeowners, this makes insulation nearly free before other upgrades.

What NYS Clean Heat typically covers in New York

MeasureTypical coverageNotes
Attic insulation$2,500–$3,000Most commonly covered first
Basement / crawlspace insulation$2,500–$3,000Often included with attic work
Wall insulation (dense-pack)$2,500–$3,000Where applicable, verify with contractor
Knee walls / rim joists$2,500–$3,000Part of whole-home weatherization
Air sealing$2,500–$3,000Typically done alongside insulation

What to confirm before scheduling insulation work

Is the contractor a NYS Clean Heat-approved participating contractor? (Work done outside the program is not eligible.)
Has a home energy assessment been scheduled? (Usually required before insulation rebates are approved.)
Is the proposed insulation type appropriate for your home's construction (e.g., blown-in, spray foam, dense-pack)?
Are permits required for the proposed work in your municipality?
Is moisture testing or remediation needed before installing insulation?
How does this insulation work coordinate with any future heat pump installation?
Frequently Asked Questions

What insulation rebates are available in New York?

New York homeowners can access insulation rebates through NYS Clean Heat (Con Edison, National Grid NY, NYSEG, RG&E, Central Hudson, Orange & Rockland). Insulation rebates are up to $3,000. Air sealing rebates are up to $3,000. Rebates typically cover attic insulation to R-49 or higher, basement wall insulation, and sometimes floor/crawlspace insulation. A home energy assessment is usually required first. Exact amounts depend on your utility and current program rules.

How much insulation do I need to qualify for the New York rebate?

Most New York insulation rebate programs through NYS Clean Heat require adding insulation to bring your home up to current code standards (typically R-38 to R-60 in the attic depending on climate zone). If your existing insulation is already at R-38 or higher, you may not qualify for the attic insulation rebate. A home energy assessment through NYS Clean Heat will confirm exactly what improvements qualify in your home.

Does New York require insulation before a heat pump rebate?

Many New York heat pump rebate programs through NYS Clean Heat recommend or require weatherization (including insulation and air sealing) before approving a whole-home heat pump rebate. This is not a penalty — a well-insulated home needs a smaller heat pump system, has lower operating costs, and qualifies for the full rebate tier. Check with Con Edison, National Grid NY, NYSEG, RG&E, Central Hudson, Orange & Rockland for current requirements specific to your upgrade path.

Can I combine the New York insulation rebate with the federal tax credit?

Yes. The federal 25C Energy Efficient Home Improvement Credit covers 30% of insulation and air sealing costs up to $1,200 per year — completely separate from NYS Clean Heat utility rebates. Stack both: apply for the NYS Clean Heat rebate after installation, and claim the 25C credit on your tax return for the same year. Note: the 25C credit for insulation requires the insulation to primarily reduce heat loss/gain (decorative materials don't qualify).

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Official Sources
2026-05-28
NYSERDA — Comfort Home Program
official state program
2026-05-28